LOAN PRODUCTS
Investment Property Loans
Acquisition
Is used specifically for the purpose of buying a property or land.
Foreclosure Auction Loans
Financing used for the acquisition of a foreclosed property at auction or bankruptcy sale which requires a fast closing.
Bridge Loans
A bridge loan is a short-term loan secured by your property. It is used for both residential and commercial real estate financing.
Land Loans
Used to buy a piece of land. The land could be raw (with no entitlement), entitled or permitted.
Fix & Flip
Fix & Flip loans are short-term loans that are used by real estate investors and those looking to make a profit selling homes they’ve improved.
Refinance
Refinancing a loan allows you to replace your current debt obligation with one that has more favorable terms. Through this process, you will take out a new loan to pay off your existing debt, and the terms of the old loan are replaced by a new updated agreement.
Cash out Refinance Loans
A cash-out refinance loan is when a lender works with the borrower to walk away with cash at the closing.
New Construction
A new construction loan is short-term loan used to finance ground-up development including the soft costs, site work, and structure development. Unlike conventional financing, these funds can be provided quickly so there are no delays in the overall project.

LOAN CRITERIA
Mortgage Capital
PROPERTY TYPES:
All real estate property types considered
LOAN AMOUNT:
$50,000 - $5,000,000
PRE-PAYMENT:
No penalty
AMORTIZATION:
Interest only monthly
LTV:
Up to 75% with exceptions
BORROWER:
A single asset corporation or LLC
BROKERS PROTECTED:
Always
LENDING AREA:
MA, RI, NH & Cape Cod Islands
TERMS:
6 - 24 months
INTEREST RATE:
Fixed Rate or SOFR plus
SECURITY:
Mortgage
CROSS COLLATERAL:
Yes
CLOSING:
As quick as 3 days

PROPERTY TYPES
Boston Trust is a direct private lender of hard money loans with a property value focus.
RESIDENTIAL
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Single Family
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2-4 Family
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Condominiums
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Townhouses
COMMERCIAL
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Multi-family
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Apartments
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Commercial
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Retail
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Office
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Mixed Use
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Gas Stations
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Auto Facilities
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Warehouse
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Industrial
LAND
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Raw
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Permittable
In-house
Underwriting & loan servicing done in-house
fast
Loan closings as quick as 3 days
Educated
Unparalleled market knowledge
Honest
Business built on trust and reputation