We do not broker. We do not sell. We are the money. First Position By Chris Anderson The ten-year Treasury fell fifteen basis points last week. The thirty-year mortgage did not move a basis point. Freddie Mac printed 7.40 percent on Thursday, the same as the week before. The bond market gave back fifteen basis points. Your borrower’s exit got none of it. That gap is the spread, and it is now 231 basis points over the ten-year, up from 186 three weeks ago. Lenders are not pric